With the holidays only a few months away, many families may already be feeling the financial stress that comes with gift buying each year. One option that can really help is layaway. You do have to be careful when it comes to using a layaway plan though, since many will actually cost you more than what you would have actually paid in the first place.
This year, Toys R Us is offering FREE layaway this year. That means no fees or hassles, and you make payments over time to get the gifts your children want. I really like the idea of doing this for a BIG gift item, like a bike or shared gift for our girls.
Make sure you read the fine print on the Toys R Us layaway policy before you shop! You can find all the details here.
Post published by Melissa Roach, our Product Review & Giveaway Specialist.
Melissa is a Full Time Mom & Blogger HERE (please check out her blog!)
Thanks, Penny Pinchin Mom!