ENVELOPE SYSTEM + FREE BUDGET WORKSHEETS, TOOLS & TIPS

WOW- It's JULY already which means HALF of this year is already gone! My main goal for 2011 was to get a lot stricter with spending in our household and really stick to a budget. Now...by BUDGET, I don't mean a loose use of the word, I mean a strict list of the amount of money that can be spent in … [Read more...]

ENVELOPE SYSTEM BUDGET UPDATE-MONTHLY ACCOUNTABILITY

My main goal for 2011 was to get a lot stricter with spending in our household and really stick to a budget. Now...by BUDGET, I don't mean a loose use of the word, I mean a strict list of the amount of money that can be spent in set categories, ON PAPER and tracked with each and every dollar we … [Read more...]